Privacy Policy | Local Puerto Rico

1. Introduction

Lumos Intellect LLC operates LocalPuertoRico.com (the “Site”). This Privacy Policy explains how the Site collects, uses, discloses, and safeguards your information when you visit or use its services.

The Site is based in Puerto Rico, a territory of the United States. By using the Site, you consent to the data practices described in this policy.

2. Information We Collect

Information You Provide to Us

Account Information: When you register, we collect your name, email address, phone number, and password.
Business Listings: When you list a business, we collect business name, address, phone, website, email, photos, descriptions, hours of operation, social media links, and any other information you submit as part of your listing.
Payment Information: When you purchase a premium listing, payment processing is handled by Stripe, Inc. We do not store full credit card numbers on our servers.
Communications: When you contact us via email, chat, or phone, we retain records of those communications.

Information Collected Automatically

Usage Data: IP address, browser type, operating system, pages visited, time and date of visits, referring URL.
Cookies & Tracking: We use cookies and similar tracking technologies to improve your experience, analyze traffic, and remember your language preferences. You can control cookie preferences through your browser settings.

3. How We Use Your Information

Operate, maintain, and improve the Site
Process premium listing subscriptions via Stripe
Communicate with you about your account, listings, and billing
Send occasional service-related emails (not marketing unless you opt in)
Display your business listing to Site visitors
Detect and prevent fraud or abuse
Comply with legal obligations

4. How We Share Your Information

Public Listings: Business information you submit (name, address, phone, website, hours, photos, etc.) is displayed publicly on the Site.
Service Providers: We share data with Stripe (payment processing) and hosting providers necessary to operate the Site.
Legal Compliance: We may disclose information if required by law, court order, or government request.
Business Transfers: If we are acquired or merge, your information may be transferred.

We do not sell your personal information to third parties. We do not share your personal information for cross-context behavioral advertising.

Your California Privacy Rights (CCPA)

If you are a resident of California, you have the following additional rights:

Right to Know: Request disclosure of what personal information we have collected about you.
Right to Delete: Request deletion of personal information we have collected from you, subject to exceptions.
Right to Correct: Request correction of inaccurate personal information.
Right to Opt-Out: You have the right to opt out of the sale of your personal information. We do not sell personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise these rights, contact us at lumos.intellect@gmail.com.

5. Data Retention

We retain your account information and business listings for as long as your account is active or as needed to provide services. If you delete your account, we will remove your personal information and listings within 30 days, except where we are required to retain data for legal or tax purposes (e.g., payment records kept for 7 years as required by IRS).

6. Your Rights

Depending on your location, you may have the right to access, correct, delete, or export your personal information. To exercise these rights, contact us at lumos.intellect@gmail.com. We will respond within 30 days.

7. Children's Privacy

Our Site is not intended for children under 13. We do not knowingly collect information from children under 13. If we learn we have collected such information, we will delete it promptly.

8. Security

We implement reasonable security measures including HTTPS encryption, secure password storage, and restricted access to personal data. However, no method of transmission over the Internet is 100% secure.

9. Contact

Lumos Intellect LLC
Email: lumos.intellect@gmail.com
Phone: (787) 397-8037